PayPal

Grow your business with the name shoppers trust

Grow your business with the name shoppers trust

Help maximize your conversion by offering PayPal and Pay Later.

Boost conversion with PayPal

PayPal’s brand recognition helps give customers the confidence to buy. Your all-in-one checkout solution can offer PayPal and Pay Later options and more.

46% higher checkout conversion with PayPal.1

Help drive sales with Pay Later

Allow customers to pay later2 while you get paid up front — at no extra cost to your business. Turn on Pay Later messaging to automatically present the most relevant Pay Later option as your customers browse, shop, and check out. With repeat customers making up 66% of all US Pay Later transactions3, it’s no surprise that Pay Later can help attract and retain customers.

35% increase in cart size with Pay Later offers, when compared to standard PayPal transactions.4

Available in these countries:

More reasons to offer PayPal

PayPal’s size, scale, and payments volume allows for strong global relationships to help you better serve customers, minimize costs, and help drive sales.

$1.36 trillion

total payment volume in 2022

20+ billion

transactions annually

400+ million

active PayPal accounts

35 million

active merchant accounts

#1

most downloaded finance and banking app globally5

200+

markets

130+

currencies

#1

in Consumer Report analysis for privacy, transparency, and security6

Designed with Your Business in Mind

Payment methods

  • PayPal and Pay Later options
  • Funds credit immediately into your PayPal business account while payments process
  • Easy to add or upgrade in just a few steps

Flexible features

  • Save customer billing info for fast, convenient checkout
  • Mobile-friendly so customers can easily shop on any device
  • Drive authorization rates, reduce declines, and help capture every sale
  • Help drive authentication and fast checkout rates by saving customer card and billing info with card vaulting
  • Add transparency for your card processing expenses with IC++ (Interchange Plus Plus)

Peace of mind

  • PayPal helps you handle the risk of fraudulent purchases
  • AI-powered fraud detection monitors all transactions
  • PayPal Seller Protection on eligible transactions safeguards PayPal Checkout7
  • PayPal solutions help you meet global compliance standards
  • Additional security offers insights with Fraud Protection on eligible transactions8
  • Optional Chargeback Protection to help reduce fraud-related costs9

Pricing with No Surprises

No monthly or setup fees. Only pay when you get paid.10

Fees apply

*Pay Later is available in US, UK, DE, FR, IT, ES, AU. Product availability subject to local requirements. Merchant and consumer eligibility varies depending on status. Credit checks, fees and other requirements apply and vary depending on product and jurisdiction. See product-specific terms for details.

1Nielsen Behavioral Panel of USA with 29K SMB  monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023. Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions.

2PayPal Pay Later eligibility and availability is subject to merchant status, sector and integration. Consumer eligibility is subject to status and approval. Product features differ by market. See relevant product terms for more details. PayPal Pay Later cross-border messaging is subject to approval by PayPal. 

3Based on PayPal internal data from Jan 2022 - Dec 2022.

4Globally, Pay Later AOVs are 35%+ higher than standard PayPal AOVs for SMBs. Internal Data Analysis of 68,374 SMB across integrated partners and non integrated partners, November 2022. Data inclusive of PayPal Pay Later product use across 7 markets.

5In July 2022, PayPal was recognized as the #1 most downloaded finance and banking app globally. **Apptopia, Top 10 Finance & Banking apps, H1 2022. July 13, 2022.

6CR (Consumer Reports), "Buy Now, Pay Later Apps Are Popular, but Are They Safe?" Consumer Reports , May 25, 2023.

7Available for eligible transactions. Limits apply.

8Available on eligible purchases.

9Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.

10Our standard rate pricing listed herein is for US transactions only in USD and is effective starting on August 2, 2021.

MRF-93931