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PCI Compliant Card Vaulting & Tokenization

Minimize your PCI scope using Payment Orchestration

How Enterprises can secure their payments with Payment Orchestration

Get freedom from acquirers and payment service providers (PSPs). Use a PCI 3DS certified payment orchestration platform that is equipped with a PCI-DSS Level 1 compliant Card Vault to store and tokenize your customers’ payment data.

The SaaS payment orchestration platform IXOPAY is a global payments hub solution that is fully compliant with financial regulations and gives its customer’s leverage when negotiating transaction volume with PSPs.

Card-On-File, On-Demand & Recurring Payments

The 1-click checkout gives customers the option to store their payment data, such as credit card and bank details (card on file), making subsequent purchases quick and simple.

Tokenizing Payment Methods

Ensure sensitive payment data is stored securely. Use tokenization to store credit card data encrypted form by your payment service provider and identified by means of a token that is then stored on your eCommerce platform.

Avoid Provider Lock-in

By storing your customers’ payment data in an independent platform, you are equipped against any eventuality, regardless of the payment service providers you will work with in the future, and put yourself in a stronger position when negotiating with your current PSPs.

Dual Vaulting

Already have a relationship with a payment management platform or acquirer? No problem, use dual vaulting capabilities and increase your payment coverage without ending your contract with your existing solution.

IXOPAY’s tech payment infrastructure lets you store your customer’s payment data safely and securely, giving you freedom from providers and acquirers. IXOPAY’s full feature set lets your route transaction to the most appropriate payment service providers, set risk rules, consolidate your payment data, and much more. See what else you can do here.

Features

Fully PCI Compliant Card Vaulting

The fully PCI-compliant solution protects against provider lock-in. The IXOPAY vaults stores clients’ sensitive card payment information and creates randomly generated tokens in order to protect your payment data and allow for a smooth user experience across all payment providers.

Dynamic Payment Routing

Direct transactions to the best provider based on geolocation, risk assessment, and platform specific data. Reduce the impact of provider outages, increase card acceptance rates, and benefit from lower transaction costs. Create the best path for a transaction from any location.

Analytics & Monitoring

Real time payment performance tracking with our dynamic dashboards. See the overview of important payment data. Configurable dashboards allow for personalized tracking of payment information. Create pivot tables and set up alerts and notifications to stay on top of your data.

Risk and Fraud Management

Protect against fraud and risk by leveraging the powers of IXOPAY’s built-in Risk Management Engine. Connect with leading third-party risk & fraud management solutions to create bespoke protection. Create and assign risk rules to countries, payment methods, customers, and more.

Transaction Fee Management

Ensure full transparency over your fees and know exactly how much is due for each transaction in real time. The Fee Management Engine calculates the external fees and commission incurred when processing a payment, no matter what provider or method is used.

Secure Payouts Management

Protect your payments and make secure payouts with IXOPAY. Get complete control over each financial disbursement. Apply the four-eyes-principle and configure review rules that follow carefully created risk profiles. Trigger customizable notifications to crucial personnel and delay payment until verification.

Adapter World

Connect to 200+ leading global, alternative, and local payment providers. Create your perfect payment mix with a selection of payment providers and methods from just one API. Reduce shop cart abandonment and improve your acceptance rates with the perfect payment mix.

Card Updater

Maintain accurate account information, and reduce the fees associated with declined transactions. The card updater automatically updates changes to MasterCard and VISA cards stored on the system, such as change in account number, account was closed, expiration date changed, and so on.

Recurring Payments

Automate recurring payments with an easy-to-use payment scheduler that covers essential functions and more for repeat payments. Subscription based business models rely on reliably scheduled income. Flexibility and connectivity ensure the uninterrupted collection of payments, protecting business from technical difficulties.

Integration Options for Any Checkout Scenario

Get everything you need to make an elegant and user-friendly checkout experience. IXOPAY provides plugins for shop solutions, SDKs for mobile apps, hosted payment pages with a dynamic selection of payment options, and a server-to-server API for PCI-compliant environments.

White Label Payment Gateway

The White Label platform gives Payment Service Providers, ISOs, Acquirers, and other financially licensed institutions a rock-solid technical foundation to grow their business. Without compromising on brand identity or functional depth. Allowing them to focus on their core business.

Customer Payment Profiles

Increase client satisfaction and promote cross-selling with customer payment profiles. End-customers can store their payment methods (cards, IBAN, wallets etc.) on your sites, enabling frictionless payments across all your eCommerce sales channels, improving the customer experience and promoting consumer loyalty.

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