Own Your Payments.
Secure Your Future.

The Era of Agentic Commerce is Here.

Equip your business with the world’s most advanced merchant-owned tokenization, AI-driven payments intelligence, and enterprise-grade orchestration.

The Foundation

Universal Tokens

Break free from PSP lock-in. Our agnostic tokenization layer gives you total control over your payment data, ensuring portability, compliance, and a unified customer view across 
all channels.


WHY IXOPAY?

The Full-Stack Advantage

Why settle for best-of-breed when you can have a unified platform? By integrating tokenization, orchestration, and AI intelligence, IXOPAY removes the complexity of managing multiple vendors and disparate data silos.

Agnostic Tokenization:
Beyond Compliance

Don't just meet mandates; master them. Our universal tokens reduce PCI scope by 90% while providing the portable credentials required for the next generation of autonomous, agent-driven transactions.

Enterprise-Grade Orchestration

One API. Infinite possibilities. Orchestrate your global payment stack with smart routing, automated reconciliation, and pre-built adapters for over 200+ acquirers and 300+ payment methods.

AI-Powered Payments Intelligence

Powered by Congrify, our AI engine transforms fragmented data into actionable growth. Optimize authorization rates, identify fee-saving opportunities, and leverage predictive analytics to turn payments into a revenue driver.

The Future is Agentic.
Are You Ready?

As commerce shifts from clicks to agents, your infrastructure must be protocol-agnostic. IXOPAY acts as the neutral trust layer, orchestrating identity and value across the fragmenting landscape of AI agent protocols.

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