Transform Payments into a Strategic Advantage with IXOPAY
Gain full control to intelligently route payment flows for higher approvals and lower costs. With unified data across your stack, IXOPAY enables automated reconciliation, deep performance insights, and a strategic advantage.
Connect to a Global Ecosystem
Utilize our pre-built adapters to connect to 200+ PSPs and 300+ payment methods—all tested on the production environment. Expand your business operations and optimize checkouts with local payment options.
Take Control of Payments
Connect to multiple PSPs and payment methods through a single API integration. Reduce development costs, centralize payment operations, and even create new revenue with white label solutions.
Optimize Payment Performance
Optimize every payment for higher conversion rates and lower fees with smart transaction routing. Don’t accept every decline—recover lost revenue with strategic smart retry.
Orchestrate Trust for the Agentic Era
IXOPAY provides the neutral infrastructure layer that enables secure, transparent transactions as AI agents begin to transact autonomously—ensuring trust and control across a fragmented, multi-provider payment landscape.
Streamline Operations and Gain Visibility
Eliminate manual processes and reduce revenue leakage by automating reconciliation and reporting—no more digging through PSP statements. Create shareable insights that align finance, product, and operations teams around a single source of truth.
Explore the Power of IXOPAY’s Payment Orchestration Platform
White Label Solutions
Create sticky revenue streams by powering your own branded payment platform with IXOPAY. Ideal for ISOs, PSPs, banks, ISVs, and payment facilitators, our white label infrastructure scales quickly, simplifies merchant onboarding, and meets compliance requirements.
Checkout Options
Integrate elegant, consistent, and customer-friendly payment flows. Whatever your requirements, IXOPAY can meet them: SDKs for mobile apps, hosted payment pages with a dynamic selection of payment methods, server-to-server API for PCI-compliant environments, and our Payment.js library with hosted fields to minimize PCI scope.
Smart Transaction Routing
Optimize every payment for higher conversion rates and lower fees with intelligent routing; forward transactions to the best provider based on costs, customer details, geography, or risk classification.
Automated Reconciliation & Reporting
Automate reconciliation and settlements across multiple PSPs with standardized reporting. Gain instant visibility into fees, costs, and KPIs through a fee management engine, monitoring tools, and customizable dashboards.
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Fee Management Engine
Calculate external fees and commissions in real-time, no matter how many service providers are involved, ensuring you always have an overview of the associated costs. Stored fees are used to automatically control reconciliation and settlement data and to form the basis for optimizing costs with smart routing.
Risk & Fraud Services
Implement your own fraud prevention and risk management strategies. Our platform makes it easy to identify fraudulent transactions and react accordingly. Verification criteria can be configured and combined to form risk profiles that are applied when assessing transactions.
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Start Streamlining Your Payment Processes Today
Discover how IXOPAY’s platform can reduce costs, enhance transaction success, and support your business as it scales globally.
Request a DemoHow IXOPAY Works to Your Advantage
Own Your Data
Maintain full ownership and control of your payment data and operations, enabling greater flexibility.
Go to Market Faster
Launch and scale payment integrations quickly through a single API and pre-built connections to global providers.
Improve Auth Rates
Maximize approval rates with intelligent routing, retries, and optimization across multiple providers.
Reduce Operational Costs
Streamline payment operations and lower costs through automation, consolidation, and optimized provider performance.
The Best Choice for Your Business
Vendor-Neutral Platform
Route payment traffic according to your rules, not provider agreements.
Built on Payment Expertise
Since 2014, IXOPAY has helped enterprises navigate complex payment challenges with proven experience and hands-on support.
White Label Capabilities
Go to market faster with minimal development lift.
What Our Clients Are Saying
“As a global company, connectivity to a large number of international Payment Service Providers is paramount. The fast integration of local payment methods is crucial when entering new markets, and this is something IXOPAY has been handling in record time.”