Payment Solutions for High Risk Merchants
If you’re in an industry like travel, electronics, subscription services, adult entertainment, gambling, or online dating, you're often considered a high-risk merchant due to the increased chances of fraud, returns, or chargebacks. Certain merchant categories (MCCs) are also flagged as high-risk, and if you process a large number of transactions or have high chargeback rates, you might be classified as high-risk by the card schemes, no matter your industry.
Address High Chargeback Rates & Fraud Risk
In high-risk industries, you’re more likely to face higher chargeback rates due to disputes, fraud, or customer dissatisfaction. Chargebacks can result in financial losses, costly penalties, and even the risk of having your account terminated by payment processors. Our payment orchestration and modular payment solutions can help you reduce fraud and chargebacks while improving authorization rates.
Finding Payment Processors
Finding a reliable payment processor can be tough for high-risk merchants, as many are hesitant to work with you. This can lead to fewer payment processing options and higher fees. With IXOPAY, you can take advantage of connections to hundreds of payment service providers, as well as solutions to route your transactions to the most cost-effective provider.
Meet Strict Compliance Requirements
As a high-risk merchant, you face stricter rules and regulations, including anti-fraud measures and identity verification. Staying compliant can be time-consuming and expensive, especially when working with multiple payment providers. Discover solutions to improve authentication accuracy and reduce PCI scope by 90%.
One Platform, Endless Payment Options
With IXOPAY, you get a secure and reliable payment solution designed specifically for high-risk merchants like you. We simplify compliance, reduce chargebacks, and provide access to hundreds of payment processors, helping you stay ahead of fraud and regulatory challenges.
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