IXOPAY Payment Orchestration Platform

Take your payments to the next level

Manage the Full Transaction Lifecycle

Increase conversion rates, reduce overheads and grow your business with the IXOPAY payment orchestration platform. IXOPAY's payment orchestration platform is available for both enterprise merchants and white label clients.

IXOPAY's payment orchestration platform includes all the features needed to optimize your payment processes. Our scalable and flexible solution covers the entire transaction lifecycle: checkout (websites and apps), risk management, transaction routing, settlement and reconciliation and integrated analytics across all transactions. You can also easily import payment data into your external systems (ERP, CRM etc.) with a uniform format for all PSPs.

IXOPAY covers the full life cycle of a transaction

What is Payment Orchestration?

Payment orchestrations consolidates all your payment processes within a single system. A single, uniform API (application programming interface) connects to all payment service providers (PSPs), eliminating the need to integrate and maintain multiple connections separately.

Settlements and reconciliation processes are also automated and standardized, simplifying this normally time-intensive process. Analyze transaction data across all PSPs and export transaction data to external systems or as reports.

Clients

Key Benefits

The IXOPAY payment orchestration platform unifies your payments in a single system. Connect to around 200 payment service providers and acquirers offering many international, local and alternative payment methods, all via a single API.

Key benefits include:

  • Easier integration: A single API for all PSPs
  • Consolidated reporting and analytics across all PSPs
  • Higher authorization rates using local acquirers and fallback routing
  • Increase efficiency by unifying and automating time-consuming settlement and reconciliation processes
  • Faster time to market with support for over 200 payment processors

Standalone Solutions from IXOPAY

If you do not need a full payment orchestration solution, IXOPAY also offers a number of standalone products to address common use cases. The solutions include:

Benefits at a Glance

Connect to payment providers around the world

International e-commerce can be a challenge. Connect to hundreds of payment providers around the world. Reduce fees and increase conversions by working with local providers and offer consumers access to regional payment methods at checkout.

Cut costs and remain compliant

Reduce your compliance burden with IXOPAY’s PCI-DSS Level 1 PAN Vault. Work with local providers around the world to ensure compliance with local regulations. Store credit card details securely and protect your consumer’s data. Detect and prevent fraud before it happens.

Unify your payments under one umbrella

Use a single API for all your payments integrations, unify transaction data across all PSPs and easily scale as you expand into new markets. Offer the regional payment options your global customer base expects without additional overheads.

Gain key insights

Manage your payments data. View feedback on KPIs in realtime on IXOPAY’s dashboards. Reconcile data from multiple payment providers and export data from IXOPAY to create reports. Transfer transaction data from multiple sources to external systems (ERP, CRM etc.) using a single uniform format.

Optimize your payments strategy

Improve your top and bottom line with smart routing. Route transactions to the provider of your choice on a per transaction basis. Reduce fees by routing transactions through local providers. Increase approval rates by routing transactions to the provider most likely to approve them.

One API for All Your Payment Needs

IXOPAY offers plans for merchants of all sizes as well as white label solutions. Connect to multiple payment providers with one API to rule them all. Get started today with our Starter or Growth plans, or contact us for bespoke pricing for large enterprises and white label clients.

Key Features

Integration Options for Any Checkout Scenario

IXOPAY gives you everything you need to deliver an elegant and user-friendly checkout experience. IXOPAY provides solutions for webshops, SDKs for mobile apps, hosted payment pages with a dynamic payment method selection options and a server-to-server API for PCI-compliant environments.

Store Customer Profiles and Payment Instruments

Increase client satisfaction and promote cross-selling with customer payment profiles. End customers can store their payment methods (cards, IBAN, wallets etc.) on your sites, facilitating frictionless payments across all your eCommerce sales channels, improving customer experience and promoting consumer loyalty.

Risk and Fraud Management Services

Protect against fraud and risk by leveraging the powers of IXOPAY’s built-in Risk Management Engine. Connect to leading third-party risk and fraud management solutions for bespoke protection services. Create and assign risk rules to countries, payment methods, customers and more.

PCI Compliant Card Vaulting

Our fully PCI-compliant solution protects you against provider lock-in. The IXOPAY vaults stores clients’ sensitive card payment information and creates randomly generated tokens in order to protect your payment data and allow for a smooth user experience across all payment providers.

Dynamic Payment Routing

Route transactions to the best provider based on location, risk assessment, and platform specific data. Reduce the impact of provider outages, increase card acceptance rates, and benefit from lower transaction costs. Create the best path for a transaction from any location.

Analytics & Monitoring

Track payment performance in realtime with IXOPAY's customizable dashboards. View KPIs across all payment providers at a glance and track the payment information you need. Create pivot tables and set up alerts and notifications to ensure you are always informed of the current status of transactions.

Transaction Fee Management

Ensure full transparency of your fees and track exactly which fees are due for each transaction in realtime. IXOPAY's Fee Management Engine calculates third-party fees and commission incurred when processing payments, no matter which provider or payment method is used.

Secure Payout Management

Protect your payments and make secure payouts with IXOPAY. Ensure complete control over each financial disbursement. Apply the four-eyes-principle and configure review rules that follow carefully created risk profiles. Trigger customizable notifications to crucial personnel and delay payment until verification.

Adapter Catalog

Connect to 200+ leading global, alternative and local payment providers. Create your perfect payment mix with a selection of payment providers and methods addressed by a single API. Reduce cart abandonment and increase authorization rates by leveraging the power of local payment providers.

Card Updater

Maintain accurate account information, and reduce the fees associated with declined transactions. The card updater automatically updates changes to MasterCard and VISA credit cards stored in IXOPAY, e.g. new account numbers, closed accounts, updated expiration dates etc.

Recurring Payments

Automate recurring payments with an easy-to-use payment scheduler that covers everything you need to manage repeat payments. Subscription-based business models rely on reliably scheduled income. Flexibility and connectivity ensure the uninterrupted collection of payments, protecting your business from technical difficulties.

White Label Payment Gateway

Our White Label platform gives payment service providers, ISOs, acquirers and other financially licensed institutions the rock-solid technical foundation needed to grow, without compromising on brand identity or functional depth. Focus on your core business and let IXOPAY take care of the rest.

Plans and Pricing

We offer payment orchestration solutions for businesses of all sizes. All plans include:

Starter BETA

€ 199,-/Month

free trial of up to 7 days included*

Unlimited Transactions

€ 0.10 per GTX, STX, 3DS

1 Merchant

3 Payment Adapters

1 Customizable Dashboard

Card Vaulting

€ 0.02 monthly per Token (eg. tokenized PAN, IBAN, Network Token, or any other payment instrument)

Card Updater

€ 0.20 per Update

1 Risk Profile

€ 0.015 per Risk Check

Transaction Routing

Limited Rule Set

3 Integration Options

Limited Email Support

Limited SLA

Payment Scheduler

Data Import & Export

Post Processing incl. Provider Settlements & Reconciliation

Virtual Terminal

Customer Payment Profiles

White Label Option

Pay By Link

Growth BETA

€ 499,-/Month

free trial of up to 7 days included*

Unlimited Transactions

€ 0.08 per GTX, STX, 3DS

3 Merchants

5 Payment Adapters

1 Customizable Dashboard

Card Vaulting

€ 0.02 monthly per Token (eg. tokenized PAN, IBAN, Network Token, or any other payment instrument)

Card Updater

€ 0.20 per Update

1 Risk Profile

€ 0.015 per Risk Check

Transaction Routing

Limited Rule Set

3 Integration Options

Limited Email Support

Limited SLA

Payment Scheduler

Data Import & Export

Post Processing incl. Provider Settlements & Reconciliation

Virtual Terminal

Customer Payment Profiles

White Label Option

Pay By Link

Enterprise

Individual

get your personal quote

Unlimited Transactions

Individual Pricing

Unlimited Merchants

All Payment Adapters

Customizable Dashboards

Card Vaulting

Individual Pricing

Card Updater

Individual Pricing

All Risk Rules

Individual Pricing

Full Access to all Routing Rules

All Integration Options

24/7 Support

SLA

Payment Scheduler

Data Import & Export

Post Processing incl. Provider Settlements & Reconciliation

Virtual Terminal

Customer Payment Profiles

White Label Option

Pay By Link

* Billing will automatically begin once the free trial is over. The free trial lasts for a seven (7) day period or once one of the following metric values has been met: 100 GTX, 100 STX, 100 3DS triggers, 100 tokens stored, 100 risk check triggers.

Please note, IXOPAY is a purely technical platform and does not provide you with a merchant account. By using the IXOPAY payment orchestration platform, you will have access to a centralized payment set up and be able to connect to our integrated adapters. See the complete list of adapters here. For more information about IXOPAY and its products you can contact our sales team, who will be happy to answer any of your questions.

FAQ

A payment orchestration platform (POP) is a web-based service and technology solution used to authorize, simplify and orchestrate payment transactions.

Our independent PCI-DSS level 1 certified platform addresses both enterprise merchants and professionals in the areas of payments, allowing them to connect to a multitude of payment methods, credit card acquirers and payment service providers (PSP) with a single API.

IXOPAY’s payment platform offers White Label solutions for PSPs, ISOs and sales agents, allowing you to manage payment flows, provide modern centralized merchant services and accurate reporting to global online merchants. The term “white label” refers to the ability to brand and sell the platform using your own brand, logo and corporate identity.

There are 3 plans available for the IXOPAY Payment Orchestration Platform: Starter, Growth and Enterprise. The Starter and growth plans have a fixed monthly cost. The Enterprise plan has a bespoke pricing model. If you would like a personal quote, please get in touch with our sales team.

Need more information?

Please refer to our in-depth FAQs or contact one of our experts using the contact form.